Maya Business MDR Rates
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This FAQ summarizes common questions about Maya (formerly PayMaya) fees and charges.

PayMaya Fees FAQ

Are Maya-to-Maya transfers free? Yes, transfers between Maya accounts are typically free.

How much is the InstaPay fee? InstaPay transfers to other banks are commonly around ₱15 per transaction, but can change.

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Are there cash-in fees? Some partners (such as ECPay or Maya Center) may charge a convenience fee, often cited around 2%.

Do bill payments have fees? Some billers charge 0 PHP, while others may apply a convenience fee (often up to around 1%).

  • What about ATM and foreign transaction fees? ATM fees may be charged by the ATM owner, and international card transactions can include FX conversion fees (often around 1.75%).
  • This FAQ summarizes common questions about Maya (formerly PayMaya) fees and charges.
  • Are Maya-to-Maya transfers free? Yes, transfers between Maya accounts are typically free.
  • How much is the InstaPay fee? InstaPay transfers to other banks are commonly around ₱15 per transaction, but can change.
  • Are there cash-in fees? Some partners (such as ECPay or Maya Center) may charge a convenience fee, often cited around 2%.

Use this page to understand transfers, cash in convenience fees, ATM withdrawals, foreign transactions, and bills payment charges.

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  • Do bill payments have fees? Some billers charge 0 PHP, while others may apply a convenience fee (often up to around 1%).
  • What about ATM and foreign transaction fees? ATM fees may be charged by the ATM owner, and international card transactions can include FX conversion fees (often around 1.75%).

For business payments, MDR rates depend on payment method and merchant setup.

Fees are subject to change. Check the Maya app or official support pages for the latest details.
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If a fee is shown on the confirmation screen, that is the amount that will be deducted.
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Partner fees (banks, outlets, networks) may apply depending on your transaction type.
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InstaPay is a real-time interbank transfer network used for sending money from Maya to other Philippine banks and e-wallets that support InstaPay.

We’ve If you don’t need real-time delivery, PESONet may be offered with a lower fee (often waived) depending on current conditions. worked with:

Maya (formerly PayMaya) fees vary by service and can change over time.

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Use this page to understand transfers, cash in convenience fees, ATM withdrawals, foreign transactions, and bills payment charges. PayMaya Bills Payment Fees

Maya Foreign Transaction Fees

Maya Easy Credit Fees
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Always review the confirmation screen in the Maya app for the latest rate before completing a transaction. Maya Card Fees

PayMaya Fees FAQ

PayMaya Transfer Fees
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Some fees are set by partners such as banks (ATM owner) or cash-in outlets (ECPay / Maya Center). PayMaya Cash In Fees

Maya ATM Withdrawal Fees

PayMaya Bills Payment Fees
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For business payments, MDR rates depend on payment method and merchant setup.

  • This FAQ summarizes common questions about Maya (formerly PayMaya) fees and charges.
  • Are Maya-to-Maya transfers free? Yes, transfers between Maya accounts are typically free.
  • How much is the InstaPay fee? InstaPay transfers to other banks are commonly around ₱15 per transaction, but can change.
  • Are there cash-in fees? Some partners (such as ECPay or Maya Center) may charge a convenience fee, often cited around 2%.
  • Do bill payments have fees? Some billers charge 0 PHP, while others may apply a convenience fee (often up to around 1%).
  • What about ATM and foreign transaction fees? ATM fees may be charged by the ATM owner, and international card transactions can include FX conversion fees (often around 1.75%).

Maya (formerly PayMaya) fees vary by service and can change over time.

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